When you change jobs, you must keep track of many new things - also what you want to do with your pension savings and insurances. 

You can continue paying contributions to P+

You and your new employer can continue paying contributions to your scheme in P+, if you do not become subject to another compulsory scheme. 

If you become subject to another compulsory scheme, you must decide what to do with your scheme in P+. 

You can keep your insurances in P+

Before you make a decision it is important to check which insurances are included in your new scheme - and whether they match your needs. If that is not the case, you have the possibility of keeping your insurances in P+:

1. You can keep the insurances for up to 3 years without paying contributions. The costs related to maintaining the insurances are deducted from your savings.
2. You can continue paying contributions yourself. You must pay a minimum of DKK 2,000 – then you keep your insurances without P+ making deductions from your savings.
3. You can also choose to keep your savings without the insurances.

You must make a decision no later than 3 months after payment of contributions has been discontinued.

Call us to learn more about your options.

If the terms and insurances in your new scheme match your requirements, you can transfer your savings from P+. You must contact your new pension company, and they will handle the administrative work. P+ deducts a fee for the transfer.