Health insurance P+, Pensionskassen for Akademikere

Health insurance

A health insurance policy guarantees quick treatment if you become ill or are injured.

Health insurance provides get quick treatment if you become ill or are injured.

The insurance covers i.a. examinations and treatment of injuries, illnesses and medical conditions by a specialist or professional treatment – for both you and your children under age 24. When you submit a claim, you are also guaranteed a response within 24 hours, giving you a quick overview of your options.

Health insurance is an offer available to you as a member of P+. The insurance is not included in your pension scheme by default, but as a member you have the option of buying it from Dansk Sundhedssikring at a favourable price. There is no age limit for taking out a health insurance policy with Dansk Sundhedssikring.

If you are employed in the private sector, your employer may already have taken out a health insurance policy for you.

Health insurance with Dansk Sundhedssikring covers i.a.:

Physiotherapy without a referral
Get treatment faster without having to visit your GP first for a referral. You also avoid out-of-pocket expenses for physiotherapists who do not have an agreement with the public healthcare system - unless the physiotherapist charges fees exceeding the applicable standard rates.

Treatment of chronic musculoskeletal conditions
The health insurance covers treatment of chronic musculoskeletal conditions regardless of when they first occurred. This also includes pre-existing conditions that arose before the insurance took effect - however, a six-month waiting period applies to conditions that existed before you took out the insurance. Treatment may include physiotherapy, chiropractic and therapeutic massage with up to 12 annual treatments.

Extended cancer cover
The insurance provides access to a second opinion on cancer diagnoses, genetic testing and treatment recommendations. If the recommended treatment is not available in Denmark, the insurance covers expenses for consultations, treatment, travel and accommodation abroad. The insurance also offers guidance and support both during and after cancer treatment, including assistance with any long-term side effects.

Hospital treatment and specialist care
With the health insurance, you can access examination and treatment by specialists and at hospitals - public or private. There is a 10-day treatment guarantee.

Help with health issues not covered by the insurance
The health insurance provides guidance on examinations and treatment through the public healthcare system and helps you find the best and fastest available treatment options within the public sector. In addition, Dansk Sundhedssikring can advise you on treatment guarantees and patient rights and act as a coordinator in connection with a treatment course.

Next step

If you want to take out a health insurance policy, you must do so via Min pension where you can find a link to Dansk Sundhedssikring. Via this link, you can also find more information about the insurance, prices and contact details.

Get started

Do you already have a health insurance policy through P+?

The collaboration with P+'s previous health insurance provider, Gjensidige, is terminated. If you have already taken out an individual health insurance policy through P+, it is important that you remember to cancel your existing policy with Gjensidige if you want to switch to the new health insurance. Cancellation to Gjensidige must be made with one month's notice before the policy's main renewal date.

You can contact Gjensidige by phone at +45 8818 6715 or by email at sundhed-erhverv@gjensidige.dk

We have compiled a list of frequently asked questions below for members who already have health insurance through P+.

Please note: If you have a health insurance policy with Gjensidige through your employer, a potential switch to the new scheme with Dansk Sundhedssikring must be arranged with your employer. Any related questions must be directed to your employer.