What to do, if I have contributed too much to my annuity certain?
If you find that you have contributed too much to your annuity certain, we can help you adjust the amount.
If you find that you have made excess contributions to your annuity certain or retirement savings scheme, this can be changed.
If you have made private contributions to an annuity certain with another pension provider or bank, you must contact them directly. If this is not the case, we can help you.
If you have made excess contributions to a retirement savings scheme, the excess amount can be transferred to an annuity certain or retirement pension (lifelong annuity). This reduces the tax payable to the Danish Tax Agency from 20 percent to 4 percent.
This requires that you send us the front page of your annual tax assessment (årsopgørelse) along with screenshots of the tabs entitled 'Arbejdsgiveradministrerede pensionsordninger' and 'Privattegnede pensionsordninger' which you can find under your personal tax information here
You can submit the documents via secure mail here
Once we have received your documentation, we will contact you regarding the next steps.